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How Can We Help?
Welcome to the official site of the Gallo Mortgage Team with Aceland Mortgage, LLC. We are a full-service mortgage company available 7 days a week and based in East Brunswick, NJ. We specialize in Home Purchase Loans, Refinance Loans, Non-QM loans, and Commercial Loans. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
In terms of Purchase Loan programs, we offer the following:
Refinancing? We can help you with that, too!
We offer a wide range of refinance options designed to meet local borrowers' needs best. If you're looking for cash out or to get a better rate and term, we can assist you. We also offer the following Refinancing Programs:
What makes Gallo Mortgage Team with Aceland Mortgage, LLC unique is that we offer the following niche programs as well: Besides the Traditional FHA and Conventional Loans, we also offer Non-QM loans which consist of No Doc Loans, Bank Statement Loans, DSCR Loans, One-Year 1099 Loans, Fix & Flips Loans, Bridge Loans, Hard Money Loans, FHA Loans Down to 500 Credit Scores, Down Payment Assistance, and Much More!
Contact Stephen Gallo today to discuss your mortgage loan options and find out which loan program will best suit your needs.
What Our Customers Are Saying
Kathy S
East Brunswick, New Jersey
"I have been referring clients, friends, and family to Stephen J. Gallo since 2005. I continue to work with Stephen J. Gallo, and he is by far the most knowledgeable, professional, and honest mortgage broker I have ever worked with. His attention to our clients is a great comfort to me. I strongly recommend Stephen J. Gallo, knowing that my clients, family, and Friends are handled with exceptional customer service and professionalism. "
Bill and Nancy Clark
Princeton, New Jersey
"My husband and I recently used Stephen to purchase our first home. We worked with him for months, getting our credit history in order, and he was always available for the hundreds of questions we had. He really cared about our finances and steered us in the best direction. I don't know how we would've gotten through the whole experience without Stephen. We are very picky people who are not easily impressed, but if you want to feel comfortable with a mortgage broker who knows what they are doing, Stephen is for you."
Sean and Mary Johnson
Rumson, New Jersey
"Buying a first home is incredibly stressful, and securing a mortgage for someone without a financial background is the most confusing part. Stephen J. Gallo was able to boil down all the rates and acronyms into logical information we needed to make the right decision. Stephen went out of his way to ensure we got the best available loan at the lowest possible rate. I recommend Stephen to anyone in the market for a mortgage."
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