TODAY'S RATES **WITH NO ACELAND MORTGAGE FEES**

2-1 Lender Paid Buydown (Conventional 30 Year Fixed)

4.99%

0.00% Points

5.21% APR

December 13

Conventional 30 Year Fixed

6.62%

1.00% Points

6.95% APR

December 13

Conventional 30 Year Fixed

6.99%

0.00% Points

7.33% APR

December 13

FHA 30 Year Fixed

5.75%

1.00% Points

6.50% APR

December 13

FHA 30 Year Fixed

6.12%

0.00% Points

6.88% APR

December 13

VA 30 Year Fixed

5.99%

1.00% Points

6.22% APR

December 13

VA 30 Year Fixed

6.62%

0.00% Points

6.86% APR

December 13

Rates are subject to change without notice based on market conditions. Rate/APR and terms may vary based on the creditworthiness of the individual.