TODAY'S RATES **WITH NO ACELAND MORTGAGE FEES**

30 Year Fixed

5.875%

1% Points

6.182% APR

January 16

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30 Year Fixed

6.125%

0% Points

6.435% APR

January 16

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FHA 30 Year Fixed

5.25%

1% Points

5.934% APR

January 16

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FHA 30 Year Fixed

5.5%

0% Points

6.187% APR

January 16

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VA 30 Year Fixed

5.375%

1% Points

5.532% APR

January 16

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VA 30 Year Fixed

5.625%

0% Points

5.783% APR

January 16

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Rates are subject to change without notice based on market conditions. Rate/APR and terms may vary based on the creditworthiness of the individual.