Updated on 10/22/2026
NMLS# 205469 22+ years of experience
I'm Stephen Gallo, Senior Loan Officer with Aceland Mortgage, LLC, serving borrowers in East Brunswick, New Jersey. I've been in the mortgage business since 2004, am licensed in Florida, New Jersey, and Pennsylvania, and speak English and Spanish. I work with Conventional, FHA, VA, Jumbo, DSCR, Ban...
Connect with Stephen
Get to Know Me
I'm Stephen Gallo, Senior Loan Officer with Aceland Mortgage, LLC, serving borrowers in East Brunswick, New Jersey. I've been in the mortgage business since 2004, am licensed in Florida, New Jersey, and Pennsylvania, and speak English and Spanish.
I work with Conventional, FHA, VA, Jumbo, DSCR, Bank Statement, Self-Employed, HELOC, Reverse Mortgage, and Commercial Loan programmes. I help borrowers talk through complex situations, understand their options, and review pricing and fees as they plan their next steps.
Clear communication, availability, and patient guidance matter to me. If you're planning a purchase or exploring financing, reach out and tell me about your goals. We can discuss options that may fit your situation; any approval is subject to credit approval and program guidelines.
NMLS# 205469
Licensed in: FL, NJ, PA
22 years in the mortgage business
Last 12 months: 43 funded loans
'Your Trusted Local Lender Who Helps Our Clients & Realtors Succeed'
Unlock your home's equity today and capture lower interest rates tomorrow through smart refinancing.
Skip the hype and AI fluff. Discover 2026-savvy, non-obvious ways to choose a Realtor who actually delivers results.
Smart 2026 credit moves to help homebuyers protect their credit profile while moving and preparing for a mortgage.
Reviewed and enriched with local market insights by Stephen Gallo
Straight answers on the loans I work with most, written for buyers here.
Stephen Gallo
Senior Loan Officer
Getting started is quick and easy
If you have any questions, I'm here for you.
Send Stephen a message
I will get back to you soon.